4 Reasons to Use a Check Cashing Service Instead of a Bank

Choosing Check Cashing Services over a Bank

Why choose check cashing services over a bank?

  • Fees: Check cashing services that are provided by a business do come with a fee. However, these fees are typically clearly posted. While these fees may appear high at times, there are a few things you should consider. First, banks do not directly charge for the check cashing services they provide if you are a member. However, they do charge fees for account maintenance, overdrafts, bounced checks, insufficient balances, and much more. Depending on your net worth, this can mean you pay more in fees and fines to your bank than you would using check cashing services elsewhere.
  • Transparent Policies: As stated above, check cashing services typically clearly display their associated fees. However, this is not so for a bank. Often, fees and penalties are obscured by bank advertisements, limited to the fine print. For example, the ATM at your local gas station may proudly state, “No surcharges!” However, your bank statement may reflect withdraw fees for each transaction you made at that ATM. Why? Because they do charge a fee when using other brand’s ATMs.
  • One-and-Done: When dealing with check cashing services, it is a one-and-done deal. Unlike those monthly fees charged by your bank, once you cash your check, your transaction is complete. This means you do not have to worry about your account balance, hidden costs or recurring charges.
  • Personal Services: At a bank, you are likely just a number. This is not so with a check cashing service. We serve the community and understand how important immediate service is. There is no 24-hour wait to deposit a check. We validate your identification and the check – then process the transaction. It’s money in your hand when you need it.

Benefits of Check Cashing

There are plenty of reasons to cash your check with Fastcash Pawn instead of going to a bank. In addition to the reasons above, cash checking service centers often include other features. At Fastcash Pawn, for example, we buy gold, sell jewelry, loan money and much more.

If you are in the Pawtucket, RI area and find yourself asking, “Is there check cashing near me?” You are in luck. Contact Fastcash today to find out more about our check cashing services.

  • This is the only Pawn Shop in New England that I would even STEP FOOT IN. Pawn shops have a bad reputation and usually it is for good reasons. However one day I was a little early for one of my graduate classes at Salve Regina University and the satellite campus used to be around the corner. I went in there and to my surprise all of the staff were professional and extremely helpful! On top of that they weren't annoying and hounding you- they provide you with that perfect balance of help without annoying you!They also have SOMETHING for EVERYONE whether it's a video game system or just video games, iPad's,Louis Vuitton handbags, Guitars/Musical Instruments, Pinball/Pacman Machines, Tiffany & Co. Jewlery, & Movado Watches. Many are high end and would cost thousand if purchase at the retailer and here you only pay a few hundred.They also have check cashing and will cash payroll checks. They provide individuals with loans and will accept 'things' for pawn or to purchase. They will purchase gold or silver as well. People usually associate Pawn Shops with people who have no money but this place is quite the opposite! They are professional, helpful and courteous! I've sent many of my friends here over the years- whether they need a few extra bucks or need to borrow something and put it in pawn- this is your spot!
    Ashlee on Yelp (5 Stars)
  • Came in here to buy something for my girlfriend for X-mas, I had no idea what to look for. Everyone was extremely nice and had a great personality on top of providing a great environment to shop. One person there especially, Jessica, provided me with such amazing customer service and support it’s blew my expectations! She really listened to what I was looking for and worked hard to help me find the perfect gift. On top of that I got to spin the wheel and win a gift card! If you’re looking for a place that’s going to provide you with the best service around this is the place where you want to come!!
    Chris on Google+(5 Stars)
  • I've been a longtime Fast Cash customer, and this business continues to be one of my favorite local places to shop. They're a first-class pawn shop. Although they offer a wide assortment of items, I usually shop there for jewelry. I always find top-quality merchandise at significantly reduced prices. At a recent visit Jess was my salesperson. Jess was friendly, extremely helpful and a pleasure to deal with.
    Kerri on Google+ (5-Stars)
  • "We had a very expensive piece of jewelry we needed to sell fast so we visited numerous jewelry stores including the one we purchased it from to get some offers, we were extremely disappointed in all of their offers. So we decided to visit Fastcash Pawn & Checkcashers to get their offer, I figured that even if they made an offer that was a little lower we would do business with them since they were local. I explained my situation to them and to my surprise their offer was significantly higher than any of the offers from the jewelry stores. Now they could of played hard ball with me since they knew my situation but instead they made me a great offer. Not only was I very happy with their offer but I was also extremely impressed with their professionalism and their great customer service. I highly recommend them and will do business with them again." Read on Google+
    Rick on Google+ (5-Stars)
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    "It's like family as soon as you walk in the door.... Welcoming!... Customer service is amazing, always pleasant when visiting Fast Cash....lowest prices around!!, Best pawnshop in New England!!" Read on Google+
    Derek on Google+ (5-Stars)
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    "Best pawnshop in Rhode Island hands down - would recommend you check it out." Read on Facebook
    Jeremy on Facebook (5-Stars)
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    "I have been coming to fastcash for year's, bought multiple electronics, never an issue. Always worked with me on items I brought in for pawn, great customer service, I recommend you guys to all my family & friends!!" Read on Facebook
    Thomas on Facebook (5-Stars)
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    "I have to say I will never use a bank again. I'm in there every week to cash my check and in and out so fast!! Very friendly family run business. Great people!!! I recommend this place to anyone. And I mean anyone it's not just a pawn shop. You will be amazed at the things they have. Go there and check them out I swear you will like what you see!!! Keep up the great work!!!!" Read on Facebook
    Dax as featured on Facebook (5-Stars)
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    "Amazing service! Nicest sales people. Beautiful store not what you would expect in a pawn shop. You never know what you might find. Bought a trumpet for our son for school and a beautiful watch for myself. Can't beat the prices!" Read on Yelp
    Bethany from Providence As Featured on Yelp (5-Stars)
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    "What a difference than what I'd expect... The man that helped me out was very informative and made me feel very comfortable. I'd recommend this business to family, friends or anyone. They also had a real big inventory of items I will come back for when I need gifts. Thanks Fast Cash!!!" Read on Yelp
    Adam from Mansfield As Featured on Yelp (5 Stars)

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